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Terms of Service

Website terms for SWIM by PhiloX.

These Terms of Service govern your access to and use of the SWIM website operated by Philoi Ltd, trading as PhiloX. By using the website, you agree to these terms.

Effective date: April 9, 2026 Operator: Philoi Ltd

1. Use of the website

You may use the website only for lawful purposes and in a way that does not infringe the rights of others, interfere with the website, or misuse any part of the service.

2. No account or service commitment

The website provides information about SWIM and may allow you to request launch access, updates, or a demo. Submission of a form does not guarantee access, availability, commercial terms, or any future service level.

3. Acceptable use

You must not:

  • use the website in breach of any law or regulation;
  • attempt to gain unauthorised access to the website, servers, or related systems;
  • introduce malware, bots, scraping activity, or harmful code without our written permission;
  • interfere with website performance, security, or availability; or
  • copy, reproduce, or exploit website content except as allowed by law or by our written consent.

4. Intellectual property

Unless otherwise stated, the website, its branding, content, design, and underlying materials are owned by or licensed to Philoi Ltd. We grant you a limited, revocable, non-exclusive right to access and use the website for your internal business evaluation of SWIM.

5. Third-party content and links

The website may reference third-party organisations, content, or websites. Those references do not necessarily mean endorsement. We are not responsible for third-party websites, products, services, or policies.

6. Information accuracy

We aim to keep website content accurate and current, but we do not warrant that the website will always be complete, accurate, current, secure, or uninterrupted. Product descriptions, roadmap statements, and availability information may change without notice.

7. Disclaimer

To the maximum extent permitted by law, the website is provided on an "as is" and "as available" basis. Nothing on the website constitutes legal, financial, investment, environmental, engineering, or professional advice.

8. Liability

To the maximum extent permitted by law, Philoi Ltd is not liable for indirect, incidental, special, consequential, or punitive loss arising from or in connection with your use of, or inability to use, the website. Nothing in these terms excludes rights or remedies that cannot lawfully be excluded, including non-excludable guarantees under applicable consumer law.

9. Privacy

Your use of the website is also subject to our Privacy Policy, which explains how we collect and handle personal information.

10. Suspension and changes

We may update, suspend, withdraw, or change the website or its content at any time. We may also update these Terms of Service from time to time. The version published on this page applies from its effective date going forward.

11. Governing law

These Terms of Service are governed by the laws of Victoria, Australia, unless mandatory law in your jurisdiction requires otherwise. Courts with jurisdiction in Victoria, Australia may hear disputes relating to these terms, subject to any non-excludable legal rights you may have.

12. Contact

For notices relating to these Terms of Service, you may write to Philoi Ltd at 2nd Floor, 55 Ludgate Hill, London, EC4M 7JW, United Kingdom.

13. Important note

These terms are a general website terms template and should be reviewed against SWIM's final commercial model, onboarding flow, jurisdictions, and live platform functionality before production use.